Author Archive

Do I Need Special Coverage On My Homeowners Insurance Policy for Collectibles

June 9, 2011

A typical homeowners insurance policy offers little, if any, coverage for collectibles.  To get coverage, you have to specifically request it and pay an extra premium.  Before you insure collectibles, consider getting a written appraisal of each item first.   It will help you get the proper amount of coverage and will reduce the chance that the insurer […]

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Beware of Fraudulent Insurance

May 23, 2011

http://www.clickondetroit.com/money/27991438/detail.html Always make sure your agent and the companies that they represent are licensed with the State of Michigan

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Water Loss – What to Do?

April 14, 2011

Frankenmuth Insurance Loss Control gives us the following tips on water losses. A malfunctioning sump pump, washing machine, toilet, cracked pipes, or even a damaged roof can lead to significant water build-up in your home. This water build-up often results in damage to the property and its contents. If you are like many other homeowners, […]

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Texting While Driving

February 23, 2011

Frankenmuth Insurance Loss Control offers these things to consider when you feel the urge to text while driving. – You are 23 times more likely to get into a car accident if you text while driving. – Your reaction times are slowed by 35% when you’re writing or reading text messages. – For every 6 […]

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Removal & Prevention of Ice Dams

February 10, 2011

Frankenmuth Insurance Company offers the following tips for removing and preventing Ice Dams. The most important rule for removing snow from a roof is…..NEVER attempt to Climb, Stand or Walk on the Roof! Snow Removal – Use a roof rake to remove snow from the roof. This action will help slow down an “ice dam’s” […]

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What Are Ice Dams?

February 10, 2011

Frankenmuth Insurance Company gives us this definition of of ice dams and how they are formed. A cycle of melting and refreezing occurs when snow accumulates on a roof. Two key factors that interact to cause a problem include the outside temperature and the temperature inside the attic of an affected home. The warmer the […]

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